Ridge Insurance

About Us


Support Organizations and Succession Planning

Smart Life / G3

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About Us

Ridge Insurance, Inc. is an industry recognized leading resource for trusted advisors such as attorneys, accountants, practice managers and financial service professionals.  Ridge Insurance is approved to provide continuing education credits to accountants in most states and conducts seminars for advisors seeking unique planning tools that will assist clients and comply with IRS regulations.  Our mission is to support the advisor and their client who seek assistance in life insurance purchases and the review of existing coverage.  These are just a few concepts we offer to empower the financial professional:

We are highly knowledgeable with methods using premium financing to reduce out of pocket costs to purchase life insurance and avoid lost opportunity costs to a client.  Our programs also offer ways to minimize the gift costs often associated with life insurance purchases.

Ridge Insurance is very active implementing strategies that enable donors and non profit organizations to increase current cash gifts and endowments simultaneously.

Ridge Insurance is active in assisting physicians who wish to improve patient care and convenience via a physician prescription dispensing program.  In addition to patient benefits the dispensing program can also dramatically increase practice income at a time of ever decreasing Medicare and insurance reimbursements.

Another unique area where we provide solutions is to cities, counties, states and other political subdivisions searching for solutions to their GASB 45 liability.  We offer a solution that meets all G.F.O.A. requirements and provides multiple benefits to the governmental unit.  Using our GASB approach contributions will qualify for increased discounts, reduce the ARC and save money.

Scott A. Ridge, CLU, ChFC


Scott Ridge is President of Ridge Insurance, starting in the insurance business in 1984 with his father’s firm, John Ridge Insurance, Inc.

A 1984 graduate of Bloomsburg University with a degree in Finance, Scott is a member of the following associations:
  • American Society of Pension Professionals and Actuaries
  • Association of Advanced Life Underwriters
  • Healthcare Financial Management Association
  • Medical Group Management Association
  • Independent Sector
  • International Forum
  • Philadelphia Estate Planning Council
  • Society of Financial Professionals
  • Wealth Counsel Study Group
  • Government Finance Officier Association
  • International Foundation of Employee Benefit Plans